The Benchmarks of Our Custom Style of Investing

Our Money Managers have an enviable record of upside capture, and enhanced downside protection, by focusing on two simple goals:

#1 Meet or exceed the returns of the 100% Global Equities MSCI benchmark with an actively managed  portfolio typically comprised of at least 60% individual equities in a custom Separately Managed Account crafted specifically for the Investor.

#2 Outperform the Global MSCI  Benchmark during every market correction of 10% or greater.

My only regret is I didn't find Scott and his strategy years ago!" E.J., Atlanta, Georgia

We publish results of every investment return generated by our Investment Managers versus benchmark quarterly, and annually.

According to a study published in February of 2017, over the previous 15 years 92.2% of large-cap funds lagged a simple S&P 500 index fund. The percentages of mid-cap and small-cap funds lagging their benchmarks were even higher: 95.4% and 93.2%, respectively. (Source: MarketWatch, February 23rd, 2017)

Our 5 core actively managed composite Strategies have met or exceeded their benchmarks for 2 decades. Actively managed liquidity allows for a quicker response to developing market conditions.

The LISA Global Equity beat it's MSCI ACWI benchmark in the 10-year period ending 12-31-2019 by a significant margin. 

LISA Global Equity beat its benchmark, the S&P 500, The Dow, and Lipper's Top 100 Mutual Funds, in the 2-year period ending 12-31-2019 through superior upside capture, and limited downside losses. We actively manage to beat the downturns because we recognize that result, over time, is a key driver of Client wealth as demonstrated in the illustration above.

Results are gross of fees. Our typical annual fee for individual active management is 1% (100bps). Our typical annual fee for actively managed 401(k) is 0.45% (45bps) utilizing individual equities with no hidden fees. According to our own research, the typical mutual fund hidden fee is 2.56% (256bps) which is deducted directly from account values before the declared management and advisor fees are billed in an individual portfolio and 401(k). See our ADV Part 2 for a complete Schedule of Fees, or call us to discuss your individual fee arrangement.

Our Money Managers are the Benchmark of Portfolio Diversification...is your portfolio truly diversified?

The typical diversification approach has portfolio assets mostly allocated to US stocks with small holdings in a couple of other asset classes. Multiple studies indicate the overwhelming majority of investment managers lag their respective benchmarks. Additionally, studies such as Dalbar & Associates’ annual report, Quantitative Analysis of Investor Behavior - 2018, show the Average Investor in a self-managed equity fund strategy has achieved a long-term return rate of 2%.

Our approach truly diversifies your portfolio across multiple asset classes that may include domestic and foreign equities, real estate, natural resources, and other alternative investments. The strategy maximizes liquidity and enhances the ability to move assets in the face of downward market pressure. Liquidity = mobility, and mobility is key to outperforming market dips, corrections, and crashes. Ask your LISA Professional for a recap of our composite strategy performance in the Tech Bubble, and The Great Recession.

On any given day, and depending on your risk profile, your Lifetime Income Store Advisors portfolio could look something like the chart below. If your  current portfolio doesn't resemble this example, Contact Us, and let's discuss why it matters.